- Home Loans
- Commercial Property Loans
- Business Loans
- Vehicle & Equipment Loans
- Insurance & Loan Protection
- Finance & Wealth Management
Basic Home Loans
These are on offer from most lenders, and are basic loans or “Discount Home Loans” with no or very few extras and less flexibility. In return for fewer features, you get a lower interest rate than the Standard Variable rate.
Additional Repayments
In most cases additional repayments are permitted; however, they may be limited.
Redraw
Some basic home loans have a redraw feature; however, it can come at a cost of up to $50.00 per redraw.
Direct Salary Crediting
Not Available
Offset
Not Available
Portability
Not Available
Payment Frequency
Monthly only – this might not be the best option for you if you are looking at paying loan off quickly.
Repayment Holidays
Not Available
Top Up
Not Available
Finance Broker Licence No. 3292
Member Since 2000
Member Number 43982
Member Number 407944