Landlords Insurance

An insurance policy just for landlords

If your tenants intentionally damage your investment property or stop paying rent, standard home insurance or strata title insurance may not be enough. The good news is that Landlord Insurance is designed specifically to help protect your investment. As well as providing buildings and/or contents cover, it provides benefits such as:

Rent Default - This provides cover if your tenant stops paying rent to you, including the circumstance that your tenants leave without notice during the term of your rental agreement.
Loss of rent - You're covered up to a maximum of twelve months rent if your tenant can't live at your property while it is being repaired as a result of an insured incident, such as a fire or storm.
Theft or Malicious damage - If your rental property suffers loss or damage caused by theft, attempted theft, vandalism or a malicious act by a tenant or their guest, your buildings and/or contents are covered.
Liability cover - You're covered if you are legally liable to pay compensation for death or bodily injury to other people, or for damage to their property occurring on your rental property.
Legal fees - If you have made a claim for rent default, you can claim towards the legal costs of any action you take to recover rent owed to you.

At Ray Backhouse – Lifespan Financial Services our specialised staff have unique partnerships with a number of experienced and professional insurance firms that can provide you with the specialist advice for your particular situation and type of coverage required. This network of professional services ensures that your interests are coordinated in a manner that delivers the best results across all aspects of your financial circumstances.

Landlords Insurance

An insurance policy just for landlords

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